<p>Yes, there are a couple of web sites. The official government one is:
[Applying</a> for Federal Direct Loans](<a href=“http://www.direct.ed.gov/applying.html]Applying”>http://www.direct.ed.gov/applying.html)</p>
<p>There is also a quite useful site , finaid, that explains a lot about loans</p>
<p>[FinAid</a> | Student Loans](<a href=“Your Guide for College Financial Aid - Finaid”>Loans - Finaid)
[FinAid</a> | Loans | Student Loans](<a href=“Your Guide for College Financial Aid - Finaid”>Student Loans - Finaid)
[FinAid</a> | Loans | Parent Loans](<a href=“Your Guide for College Financial Aid - Finaid”>Parent Loans - Finaid)</p>
<p>You could say something along the lines of yo were talking to someone who knows a lot about the federal loan programs and that, assuming they are citizens or legal permanent residents, they absolutely can get loans. Tell them to check their FAFSAs to make sure they did check the box that asked if they want to be considered for loans s that is a common mistake. And give them the links to the above websites. Then any time they bring it up just ask if they went to the websites you gave them.</p>
<p>I don’t think a loan that you have to pay back is a hand out. I know very few people who attend even State Us that don’t have some sort of loans. The only people I know of that have no loans at all are those with very wealthy parents (I only know one off hand) who can pay out of pocket without loans.</p>
<p>You don’t sound immature at all. I wouldn’t like being around people like that at all and I am waaaay older than you. Hopefully if you call them on their “mistakes” about student loans, they will give it up (around you at least). A loud : “but WHY can’t you get loans, *every *US student is eligible for them unless they have a drug problem Ha ha” should do the trick. If they keep saying they can’t just keep asking why why why.</p>