<p>How do we know how much we need to take out in loans if all of the financial aid websites only have an estimate of what you need to pay? Also, since certain fees and books/supplies are different for every student, does that not get included into what you would owe the university (like what you would pay with financial aid and loans)? thanks.</p>
<p>The school you are attending will give you a definite financial aid package so you will know exactly how much you will need to borrow.</p>
<p>As far as books and other such costs (such as travel), your actual costs may be higher or lower than the amount they list, but you can usually borrow up to that amount.</p>