<p>My family takes in ~100k a year combined. My parents are divorced, and so there is double the utilities. That number is cut down to 70k a year with taxes. I think around 8-10k go into retirement, and most of the other money goes to paying bills. My brother is going to be a junior in college. If I stay here, I can make possibly 8k a year. If I go away, it will be cut down to 3k. My brother pays 10k a year, including 3k in delayed loans and the rest coming from me and him working. We started a business and with the profits, we pay tuition. This is why my income is so different if I leave here. My efc is 6k. What is the maximum loans that you think I should take. My family doesnt have money stored away, and I do not want my family paying for me. Any suggestions.</p>