How "over-qualified" should students be to get merit aid at publics or privates?

I’m curious how far above median a student’s scores should be to give a significant chance of getting merit aid at either the big public universities or LAC’s. My daughter is a junior who plans on going into electrical engineering. (I’m also wondering if being a girl in a STEM field might help her merit aid chances).

For some more info, she has a 3.9 unwt, 4.4 wt GPA with 590 CR and 720 M on the PSAT. She is taking a fairly challenging curriculum with a 4-year engineering program, and AP/honors in STEM and English, but not AP in history, etc.

Example of some schools she’s looking at with their 25-75th percentiles:
Oregon Tech CR 460-570; M 480-600
Montana State University CR 500-630; M 510-630
University of Wyoming CR 470-600; M 470-610
Clarkson University CR 520-630; M 560-660

Would she need to have above the 75th percentile (or even more) on both subsections or maybe just math for an engineering major?

I’m trying to help her decide which OOS schools might be worthwhile in applying to. We live in Colorado which has good public engineering schools, but I think she wants to get further away from us! Some of the Western Undergraduate Exchange (WUE) schools are already good deals, but who doesn’t want a better bargain?

I would advise someone to have in the 75th percentile range to be somewhat confident of receiving merit aid. Some schools will publish specific criteria, but if a school says they offer it to “top” students, I would shoot for the 75th percentile.

Also expect that your D’s SAT scores should prob go up over the PSAT scores. It looks like she’s in a good range.

Google the Common Data Set for each school. Look at how many students get non-need based aid, and figure out what % of the student body it is. Are your kid’s test scores in that top percentile of admitted students? Does the average amount of non-need based aid given seem like enough to help you? Also read their scholarship page carefully for clues. If she can get her CR score up, it may help, too.

It depends on the school and also the size of merit aid. You can probably find out the statistics on student receiving aid without need. Some school would give small merit aid to a large number of students, while others would give merit aid only to the top few percent of student.

http://eng.ua.edu/undergraduate/scholarships/

http://scholarships.ua.edu/types/out-of-state.html

The University of Alabama has historically had good automatic merit for engineering majors.

I am not sure about this:

“President’s Cabinet Engineering Scholarship offers will be discontinued for students entering fall 2017 or later.”

@mom2collegekids - can you comment, is this changing a bit? No difference for engineering majors after this current class?

If she is OOS for Wyoming, there is a chart on how much she’d get based on ACT and gpa (see Rocky Mtn Scholars). If she is in the top group, with an ACT of 26 and gpa 3.8, she’d pay 150% of instate tuition, or about $7000. I think the engineering school also offers another $2500, although I don’t know if everyone gets it. The scholarship is not dependent on being in a particular percentile of the class, but the amount you get will depend on your stats.

http://www.uwyo.edu/admissions/scholarships/non-residents/rms.html

They also have opportunities posted quite often about other scholarships, internships, paid trips or studies. If she’s interested, there might be a free application during July which would save you $40.

LOUKYDAD, an OOS student with a the requisite GPA and a 30 ACT qualifies for an automatic 2/3 tuition scholarship at UA. Over the past number of years, the Engineering College has been supplementing that with another 1/3 tuition (bringing the student to a full tuition scholarship) plus an additional $2500. As I understand it, beginning with the class that enters in 2017 that 1/3 tuition engineering supplement to the 2/3 tuition university scholarship will no longer be available. To get full tuition, OOS engineering students will need a 32 ACT.

http://automaticfulltuition.yolasite.com/

This list is a good place to start. Figure out which schools have engineering programs. Nice thing about these awards is that they are automatic based on stats. If you have the scores and GPA, they are guaranteed. Apply and receive.

Likely beyond the 75th percentile for competitive scholarship schools like big state ones and LACs.

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Would she need to have above the 75th percentile (or even more) on both subsections or maybe just math for an engineering major?
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the schools that you’re looking at won’t likely care that she’s an eng’g major or not. Merit would be awarded as an incoming frosh looking at both Math+CR.

I doubt those schools admit by major anyway. They likely admit to the university, regardless of major.

She needs to raise her CR score. she should be trying for AT LEAST a 1350 M+CR…preferably a 1400 M+CR

I have not seen that being a girl means more merit for eng’g majors.

LACs usually don’t have eng’g.

WUE schools usually do not award merit AND WUE discount. Usually you get one or the other.

What do you want the net costs to be? Some of these schools may not be known to give much merit

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President’s Cabinet Engineering Scholarship offers will be discontinued for students entering fall 2017 or later."


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that means that for students applying next cycle, they will need an ACT 32 or 1400 M+CR SAT to get free tuition.

an ACT 30 and M+CR 1330 will get 2/3 award.

Looks like the extra 2500 per year will still exist.

My D14 was offered WUE, a large engineering scholarship, and an honors college scholarship at UWyoming. Tuition was covered and it was reducing room and board. It was a great deal, and surprised us, especially the engineering scholarship. She had 710’s on both M and CR SAT, 33 ACT and 4.0 UW with lots of AP and honors classes. Have your daughter study for the SAT and ACT and try them both.

I was on a merit chase for my D who is interested in mechanical engineering. Start with the automatic full tuition site that @LOUKYDAD shared a link to. From there, look at what schools with ABET accreditation appeal to your D: http://main.abet.org/aps/Accreditedprogramsearch.aspx. A great source from admitted engineering students stats, and as well lots more information, is the American Society of Engineering Education: http://profiles.asee.org/

Colleges across the board are not going to give huge merit just because your child is way above the average stats for their school. It is a strategy some colleges use and others do not (specifically state schools for out-of-state kids). Overall, WUE schools did not offer the best value for my D. Also, many of the big merit scholarships are for private colleges with much higher tuition, so it still is not a bargain. You really have to dig around individual college’s websites and their net price calculators to get a better idea for your specific situation.

Good luck & aloha!

I should have been more clear…the univ will likely offer WUE or merit…not both. Dept Majors or honors colleges may still offer merit. But the school itself, will often only offer one.

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She had 710’s on both M and CR SAT, 33 ACT and 4.0 UW
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The ACT is higher than her SAT. her SAT is equal to an ACT 32.

Wyoming has the WUE scholarship for 150% of tuition, but now (since 2105) increased the Rocky Mtn scholarship (for OOS students) to that same deal for the top qualifiers. You can get other scholarships (alum, department, honors, minority) and stack them. For instate students, there are many scholarships that take the already low tuition (~$4500 year) to almost $0.

Wyoming is a school that does limit the number of WUE scholarships, but this new program makes it possible for anyone, from any state, to get that 150% deal.

what are the stats to make it for financial aids?

She has several options for attending Univ of NM at instate rate: WUE Amigo, or possibly higher, scholarship and Colorado reciprocal. To be clear, that’s paying the same tuition as NM residents, not the usual WUE 150%. I believe those options also apply to NM State but didn’t check. Similar SAT ranges as the schools you mentioned.

To address some other aspects of your question, trying to predict merit awards is far from an exact science. You’re right to try to weigh the odds but you can also consider letting her apply someplace that particularly attracts her or you (!), with full advance acknowledgement that she can only attend if net cost is $______ or less.

I think this next part is apples and oranges since my D is more liberal arts/LAC while your D seems more STEM/university, but just to give you an idea of possibilities:

I really didn’t expect merit $$ for my D. Her GPA is lower than your D’s. Her SAT scores were about a flipflop CR/math-wise from your D’s. She has just average EC’s without leadership positions, no sports other than one minor recreational one. I could go on about essay, recs, etc., but mostly I just want to convey that she’s a great kid and a good student but definitely not a superachiever.

She does have some traits that might be considered hooks, a very slippery quality to try to quantify. Two of those traits are being first generation and being from an underrepresented state for most colleges. Who can say what effect those traits have both in admissions and scholarship awards? I know you can look at the CDS to see how the college rates those traits (usually not very high, at least at her colleges) but still, maybe they sometimes tip the balance. The college that offered the highest merit scholarship says they don’t consider state or geographic residence, or first generation status.

Another “unquantifiable” is that she submitted an art supplement even though she does not plan to major in art. The areas of interest that she reported when signing up for college emails, are all over the map, including art of course even though not as a major, some STEM areas, and some foreign language.

So far her 2 EA schools have awarded $15K and $27K merit aid. These are private schools where the cost of attendance is in the mid $50K range. D’s SAT scores are not all above 75% (one subscore falls at 25% for one college), likewise her GPA appears to be in the upper end but definitely not the top. She just barely falls in the top CDS GPA category, which is populated with the largest percentage of the freshmen at each school.

The school that has offered $27K is a great match and I think the college recognizes that. It is a small LAC where she would both thrive and contribute a lot to campus life, academic and otherwise. She got a long personal reply from a professor after submitting her art supplement. That college offers an obscure foreign language she is interested in, along with their own study abroad program for that language.

This is very similar to our experience with financial aid and boarding school, where a school that was a perfect match offered extremely generous financial aid even though their FinAid stats were not very promising. I would say the boarding school and the LAC’s recognized their own.

I hope maybe this gives you some food for thought and helps you find what you’re looking for.

As an aside, D took on more leadership responsibilities senior year but that’s not much to show when applying to colleges in November. I had nagged her from time to time about how she needed more “stuff” to put on college applications but she was adamant that she was taking on just the right balance of academics, EC’s and personal life. She also did not feel ready for leadership until senior year. She needs a lot of need based aid so the story is not over yet.

Montana State offered my son a very good merit scholarship (the most generous offered based on their online charts) based on SAT/ACT scores and GPA. He was interested in CS, however, and did receive multiple calls from the CS dept. (including one from the dean of CS) trying to convince him to go, so I do think they look a little bit at what field the applicant is interested in, at least they did at Montana.

Wow, thanks everyone for all the excellent resources, advice and suggestions! I’ve checked out some, but clearly I still have a lot of legwork (or net-surfing work!) still to do.

Just a bit more info based on some of the comments: Even though D wants to major in engineering, she is leery of really big universities. I’m not sure I can imagine her in an 800-student lecture as she gets a bit freaked out by crowds and also she enjoys getting to know her teachers. She has a strong interest in renewable energy (within electrical engineering). So it’s been a bit of a challenge to find a school that suits her and that we can pay for.

As far as what we can afford – We won’t be eligible for need-based aid and we are willing to contribute $20,000/year for tuition plus room and board. She would prefer not to take on any debt, but understands she may have some depending on how “perfect” a match she wants.

As for the 590 CR, we are both hoping she can raise that and she’s been doing some studying on Khan. She’ll also take the ACT in April, but I’m not sure what to expect from that.

@alooknac thanks for sharing your D’s story – it does sound similar. My D also doesn’t have great EC’s. One sport as well (though at least she’s been doing it since elementary school, so I guess it shows that she sticks with things!) She’s been trying to start a club at her school (for students with learning disabilities and mental disorders), but it’s been a slow process and I’m really hoping it will happen before the end of this year.