<p>Okay so Lord’s will, I will be going to Rice in the fall and my EFC is ZERO so Rice should be able to cover my tuition costs at $42k a year. The thing is, that only gives me a small amount for living expenses. My father is not very willing to help me to pay for college so I will have to come up with certain things like computer, books, clothes, furniture all by myself. I currently do not have a job, in part because I do not have a car. I would like to work in college, but as a pre-med student with two sciences, both with labs and three other classes, I do not know if I will have time for a job. Also, everyone needs money in some form or another. I really do not want to get loans, nor do I want to get credit cards. </p>
<p>Are there any other solutions? Could I get grants or scholarships that pay for other necessary things?</p>
<p>Yeah…start applying…</p>
<p>they have scholarships/grants that go straight to me? Could you refer me to any?</p>
<p>[FastWeb:</a> Scholarships, Financial Aid and Colleges](<a href=“http://www.fastweb.com%5DFastWeb:”>http://www.fastweb.com)</p>
<p>I already know about that. I mean one where the money goes to ME. I need money for books, clothes, a laptop, miscellaneous things</p>
<p>Nope…unless you are a Texas resident (for a grant). There are not too many scholarships like that.</p>
<p>Work crazy 40+ hours in the summer. That should be enough for any personal expenses.</p>
<p>I am already planning to do that. Will 40+ over the summer cover me for the whole school year?</p>
<p>Lots of pre-med students have part-time jobs on or off campus. Chances are that Rice will ASSIGN you a work-study job as part of your financial aid package. “I just don’t want to have a job because I want to be free to study all the time.” is not going to cut it. You need to learn to balance your paid work, your studies, and your free time. This is a skill that will serve you well for the rest of your life.</p>
<p>through work study, am I able to use some of that money for myself or does it all go to the school. I knew that I would already have one for that but I think getting a second job might be too much. I’ll have EC’s, research, classes, labs, shadowing, and relaxation time. I think working like 40hrs might be too much with school</p>
<p>Well, just for clarification, happymom, Rice won’t ASSIGN you a work-study. It’s up to you to apply to jobs with a resume and all. But a certain amount of funds in your financial aid package will be designated as work-study. </p>
<p>The work-study money goes directly to you. You can use it for whatever you want - books, toothpaste, laptop, etc. Most students use it for themselves.</p>
<p>And yes, I wouldn’t suggest working 40 hours a week during the school year, either. Have you applied for local scholarships?</p>
<p>OHhh. I did not know that the money went to me. I thought it would go directly to the university. That’s cool. Now I feel a lot better. Thank you escapist. I have applied to some but my teacher said that since my EFC is zero, it won’t matter because I wont see any of it. I was thinking about doing Gates, only if they would pay for medical school too.</p>
<p>Have you calculated your EFC or has Rice told you have an EFC of 0? Unless it’s the latter, I wouldn’t bank on Rice giving your family a free pass. And even if they do, Rice still has a mandatory student contribution and an obligatory work study as part of their financial aid. You can obtain local scholarships to cover both of them.</p>
<p>Pyles, I responded to you on another thread regarding Gates scholarship. You don’t want to do it because they won’t pay for medical school? That doesn’t make sense. You say that you need money for personal expenses, as I stated on your other thread, Gates will give you $ so you will not have to do work study. They issue you a check each semester, and allow you to buy a computer and printer your freshman year. My D is very grateful that Gates gives her $1800/year and a computer.</p>
<p>While 1800 is not a lot, who would turn down free money? I will still apply for it but I was just hoping that they did pay for medical school. Thank you for your advice, I’m going to set up a meeting with my GC tomorrow so we can talk about Gates (although I’ve heard that she knows very little about it).</p>
<p>While it’s possible, it’s not likely that Rice will cover all of your COA. How do you know your EFC is $0? </p>
<p>This is from the Rice website:
“Financial aid packages are calculated in the following manner. First, your financial need is determined by weighing your and your family’s income and assets against the cost of attending Rice. If you are eligible for aid, you are then awarded some amount of Federal and State grants, as well as $1,800 in Federal Work Study and a loan of $2,600. If your family income is below $60,000, that loan is substituted with Rice grant aid, and the remaining cost of attendance is also met by the university. If your family’s income is above $60,000, your remaining financial need is met by Rice grant aid. Rice limits to $14,500 the amount you have to borrow over four years. As a result, U.S. News and World Report regularly recognizes Rice for graduating students with a lower cumulative debt compared to other universities.”</p>
<p>Note that “income” as determined by Rice might be different than what you consider your family income. Also note that the $14,500 loan limit is for the <em>student</em> only. There is no loan limit for the parents!</p>
<p>Regardless of major, many students (including my own bio/premed D), have jobs. Some are work study, some are not.</p>