<p>I have my own business that is still finding it’s way so I have had low income the last few years and high debt. I’m very hopeful that will change but I have to deal with it now. I see listings on College Board about schools that meet need 100% - is that data reliable? Do most of the school websites address meeting need? Are there threads on here that discuss need based help? I have read the threads on merit based aide. Who are the best professionals to consult with regard to loans? I have been presented with a good opportunity to get a home equity loan now but I’m not sure about the timing. My daughter is a high school junior who will major in vocal performance. I also hope that having need won’t hurt her chances in getting admitted.</p>