@ucbalumnus this is what my inlaws have told us they plan to do, I’m ok with it but OTOH, they have two married children both each with three kids so it would be easy to divide things up. I’d kind of like to see the estate go to the six grand children. The comment was made when the grandkids were babies and it was unclear how many there would ultimately be. Now that the grandkids are all highschool/college age maybe they will rethink things? I’d really rather see all the grandkids get a down payment on a starter home then FIL and MIL name on a plaque. If not, no worries it’s their money to do with as they please.