Looks like @Hoggirl (#63) and @OrchidBloom (#70) are examples of where the parents and student talked early about financial constraints before applications were made, setting the parental rules ahead of time, so that elimination of unaffordable acceptances was a quick and easy matter in April (of course, that also meant that obviously unaffordable schools could be pruned from the application list before wasting any effort applying to them).
This quote says how things can go wrong when the parents and student do not have the pre-application money talk:
Do most parents and students have a pre-application college money talk (like @Hoggirl and @OrchidBloom ), or do most leave it until April (like @OrchidBloom 's friends)?