I want help applying to universities

None of the colleges on that list meet full need for all accepted international students.

I think you need to be very realistic here. You would be better served to learn English before you apply to and/or attend college in the U.S. is there any way for you to do so where you are.

Also, as noted, what are your current grades, and have you taken the SAT or ACT yet.

In addition, many colleges do require essays that are included in the application, and these must be written in English (and not translated by some computer program).

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Your first time on the internet, is it?

Not an option.

I think OP needs to focus on number 1. I also think that OP may be underestimating their English skills. Regardless, they need to work on their English proficiency before coming to the US. @MYOS1634 has given great suggestions on preparing for the English proficiency exam that many colleges require.

What specific universities the OP should target is unanswerable given the dearth of information provided. But if they’d answer questions asked by other users, I’m sure we’ll find some suggestions

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Where did you get this information from?
I think you’ve misinterpreted something in English or read something in error because this just doesn’t make any sense.

My kids are all US citizens. They all had US loans. These were three very different universities which would, in no way, guarantee to repay my kids’ loans. Where would these universities get the money to repay everyone else’s loans?

The federal government has taken the role of loaning limited money to US citizens for university study, but it comes with huge obligation issues.

One of those major issues is you have to be a US citizen to receive those funds. The other issue? it’s not a whole lot of money. It barely covers day-to-day expenses if that. The loan amounts are about ~$6500 per year. The tuitions for most schools are 10 times that amount.

The universities are on very tight and limited budgets and they are the ones that are constantly begging for donations from their alumni and their business networks. Why would they guarantee a non-citizen, their limited funds, from their university budgets?

No one is trying to destroy your dreams. What they’re trying to tell you is that your English is limited and that you didn’t understand that the universities in the US are very expensive; they have limited money for their own citizens let alone non-citizens.
The courses are taught completely in English except for courses that teach foreign language.
My daughter went to school with some international students; she knew they were international and they probably had someone else fill out their paperwork.

She knew that they were failing because they had to go to tutoring and weren’t understanding the professors and the assignments. So the students wasted their money by taking courses at a US university in which they were taught at a rapid native English rate.

So your dream was to come unprepared, with minimal English skills, and expecting to be fully funded? Oh and please note as a non-citizen, the US is very strict about work visas. You need a company that’s willing to sponsor you and right now that’s not happening. The companies are required by law to seek out domestic students first before considering anyone else. The companies are looking for graduates who don’t need to be sponsored. At the end of four years you’re expected to return to your home country.

There are many international students applying to US universities for limited scholarship opportunities. A lot of those students are very well qualified and speak and write English better than some Americans! Those are the types of students that the universities will fund, if at all.