I was rear ended and injured my neck . Liberty Mutual won't tell me how to get money

College Confidential Community
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<p>I’m so upset. I don’t even know what to do, I was wondering if anybody that has been injured before knows what to do…</p>

<p>I was rear-ended by a coca-cola novelty Volkswagen driving home from Los Angelos. It hurt my neck and it hurts to move it side to side and get up in the morning. My doctor wants me to get physical therapy and get those expensive hot-cold pack as well as anti-inflammatory medication.</p>

<p>However, I can’t afford the treatment!!! I called Liberty mutual that insured the Coca cola company car and asked if they could give my money so i can get treatment. However, they wouldn’t answer my question!!! They kept hinting that I should first pay for the treatment out of pocket, then show them my bill. I can’t afford it, I need the money FIRST in order to get treatment. I am on a not so great student health insurance plan and physical therapy isn’t even covered. What am I going to do?</p>

<p>My friend who was rear-ended by a car using Farmer’s insurance manged to get the money beforehand and then get treatment. She also had a medium-mild neck injurty like me. Why can’t I do that with liberty mutual!!! Or is liberty mutual just not telling me b/c they don’t want to setttle!!</p>

<p>I called the coca cola regional headquarters that own the car and they said I needed to pay out of pocket for expensive treatment and then get a settlement from liberty mutual (coca cola’s car company insurance).
isn’t that sketchy???</p>

<p>can’t i settle first to get first???
All I have are doctor’s prescriptions and notes.</p>

<p>what should I do???
I am so worried… : (</p>

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<p>get legal advise from a lawyer. settling takes a while. most lawyers do a free consultation and see what they say.</p>

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<p>So you were in a car that was hit and it was the other driver’s fault. I’m assuming you have car insurance. Get in touch with your insurance company, let them know what happened, let them know it was the other person’s fault, tell them about the treatment you need and let them deal with Liberty Mutual.</p>

<p>I’ve tried to work with insurance companies on my own before. I’ve noticed that they are much more forthcoming with money when they are dealing with a professional on the other end of the line instead of me.</p>