<p>I figure I should post the details to see if anyone else has any ideas on how to help this situation. I have tried to be very very vague to not give too much identifying. Hopefully, the moderators will remove this post in a few days too.</p>
<p>Anyway, my mother-in-law contacted us a while ago (about a year ago) and asked for the kids social security numbers saying she wanted to make college funds for them. I stupidly gave her their numbers. My own grandmother and mother have taken my children’s SSN before for savings bonds and such. I KNOW nothing is going on with my grandmother and mother. However, I was surprised when, at Christmas, she never gave the kids any sort of bonds or anything, account information. I let it go figuring she had changed her mind.</p>
<p>Then, over the course of the year, MIL has commented on “investing” money in things, businesses and such. We thought these things she was talking about seemed way off, but, MIL tends to be way off. She is in her 70’s and also drinks heavily. Finally, a couple weeks ago, MIL calls and says that this guy… “Bob” (not the real name) has told her that my husband is in big serious trouble with the IRS and that “Bob” can save us, but only if my husband immediately signs over our house. (it is unclear whether she meant to her or to Bob). Now, as you know, there is a lot wrong with this picture. We have never done anything wrong, we are not being audited, the IRS is not going to swoop in and throw us out of our house, etc. Plus, DH cannot sign away our house without me signing too. MIL was very insistent that this be kept from me, that it was private. When DH tried to talk to MIL about it, she became irate and insisted Bob knows what he is doing, he has been helping her for some time (father-in-law has a stroke a while ago) and that Bob is FIL’s bes t friend and their best friend. DH tried to figure out what in all Bob has been getting MIL to do. But it sounds like these “college funds” had something to do with Bob. MIL has DH’s social security number from when he was a child.</p>
<p>I have pulled DH’s credit rating, nothing on it. For some reason, I cannot pull mine online, nor can I pulled either one of the older kids credit ratings. They say we have to call in for them. Not sure why that is, I am hoping just some sort of computer error. Maybe because I was pulling multiple credit reports from the same computer within a short period of time (so same IP address). </p>
<p>We called the IRS. We called Adult Protective Services (they were no help, they deal in caregiver abuse, like the adult not being properly physically cared for), you get the idea.</p>
<p>We are seeing NO signs on our end that nothing has been done toward us, other than MIL telling us what we have told. DH is trying to convince her to let him take her to a doctor. She won’t. We live in a large metropolitan area and have no idea who her doctor is. </p>
<p>So that is where we are at.</p>
<p>Oh, and I googled “Bob’s” name. He seems to be some sort of real estate guy. That is all I have been able to find out there. One more thing, they have a notary who will backdate things MIL says. If a notary is willing to do that (which is illegal) and it sounds like there MIGHT have been forgeries done, then, there are even bigger issues. For example, FIL, who has been incapacited from a stroke for 6-7 years now, recently redid his will. It has been signed and notorized. This is just not possible.</p>