Independent student, getting non federal loans

<p>I’ve maxed out the yearly limits on my federal loans and grants. What options do I have about getting another loan to cover my remaining expenses? I do not have good credit or a co-signer.</p>

<p>I’ve come to the conclusion that there is no solution to this problem. If you don’t have a co-signer, it is not possible to get a non-federal loan. There really should be some way the government can help fill in the gaps. Government loans and grants do not come close to paying for school.</p>