How much money should you have in stocks in your 529 or down payment account when stocks are so high? Ask yourself some tough questions to figure it out.
One’s time horizon should always be a factor when making investment decisions.
I’m just trusting the age-based asset allocations for my 529s. Market cannot be timed or predicted so that’s just the best I can do!
Generally better to buy in at record lows than highs. Right now–I’d be very careful. Take chips home and be happy if you got in at 10,000 or so.