<p>Chelsea, I am gooing to take these items point by point.</p>
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<li> The friend whose father was a Dr and graduated 200k in debt either had a father who had very few patients making appointments, or her parents had her pay for her college on her own, by taking out loans. I realize there are many types of practices and specialties within medicine. Is it possible the Dr father was in one of the lesser-paying ones? </li>
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<p>If, on the other hand, the doctor parent had an income of 200-300-k or higher, as many do (especially in certain specialties), then probably they were not eligible for aid and the parents decided the girl was going to pay for her own education. Or perhaps they had a lot of “consumer debt” such as boat & car loans and lacked cash flow for tuition. </p>
<p>Consumer debt does not count when calculating financial aid. “Consumer debt” is debt for things like pleasure boats (not your fishing boat if you fish for a living), car loans, charge cards, etc. First-house mortgages, tuition for other children in school, and medical bills do count and are subtracted from income available for college.</p>
<p>Every family’s financial picture is different. One family may be earning more than 200k, but because one of their kids has an expensive medical condition and there are 6 other children, they are determined to have greater need than the family down the street with the same income, but only one (healthy) child. </p>
<p>“Need” is also related to the cost of attending the school in which you are enrolled. If my daughter attends our state univ, she will have way less “need” than if she is accepted into, say, Brown, and decides to go there. There is close to a 30k difference per year between the two schools. </p>
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<li><p>I agree with you on the “It’s better to be an “average” student at Harvard” point! The fact that someone gets into Harvard at all means they are already an excellent student. But if you can’t get into Harvard, be an excellent student no matter where you land!</p></li>
<li><p>On the “liberal hippies” at Brown — Did you know that Bobby Jindal, the GOP governor of Louisiana, is a Brown alum? And Brown does have its chapters of Young Republicans, et al. </p></li>
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<p>Brown is like any other university — because of the age group of 98% of the undergraduates, many of them are more liberal politically than they will ever be in the rest of their lives. The late teens and early twenties are when the brain develops the ability to be idealistic and altruistic in a way it has not yet achieved. That is why college students are extremely intense in their political views, tend to be heavily represented at demonstrations, and so on (also they don’t have babies to take care of yet). If they are conservative, they are very conservative—if they lean left, they lean as far left as they can get.</p>
<p>If you visit any college, not just Brown, and take a good look around, you will find plenty of left leaning students, and plenty of rightward ones, too. Most of the students are not extremely strong in either direction but are instead bending their minds to making it through organic chem or the engineering program! It’s the noisiest ones that tend to get into the papers.</p>
<p>Brown has its share of leftward students and profs — but it also will give you a top education and you will be challenged to think your way through whatever your positions are. Would you rather go to a school where everyone parked firmly in their comfort zones and never challenged each other to think?</p>
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<li><p>If the high school you are in does not prepare you for college level classes, what about your local commmunity college? Can you take some courses at night or during the summer there? What about online college courses? Be original and make some opportunities for yourself, if they are lacking at your school — it will add to your education, and this is the kind of student Brown and its ilk are looking for. </p></li>
<li><p>The nearest testing location for the SAT subject tests is 6 hours from your home? Where are you going to take the SATs? Doesn’t your high school offer them? If they do, they should also be offering the Subject tests. Look hard at the calendar, the one at the Educational Testing Service’s website.</p></li>
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<p>What year are you in, at high school? Have you thought of going to the Guidance Office and asking if they will also offer the Subject tests, next year or the year after? What about you and the other ten top students in the class doing that together? You need those tests, in order to appply to the schools for which you are suited (and that includes schools in Missouri, too, eg Washington Univ). What about one of the h.s. in your county offering these tests, as a regional service, for the more competitive students? You might be able to start a trend (acting like this is what Brown students do — if there is a wall, find a way over or around it. Don’t sit there pointing at the wall). </p>
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<li>As another said, Brown’s admissions office knows nothing about what their financial aid to you might be. And they do not do those calculations until the admissions office sends over the list of accepted students. You are nowhere near applying yet. A school that recieves 30k applications and accepts around 9% of them is not going to ask their FA office to calculate the aid for all those folks who are not going to be accepted. </li>
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<p>Also, until your family submits the FAFSA and CSS profile, there is no way anyone at Brown could answer that question for you. </p>
<p>Rest assured, a family whose income is around 60-70k is not going to be expected by Brown (or any other school) to pay very much of a 50k/yr bill! Brown can afford to aid you from their own coffers. Smaller schools will small endowments cannot; they will tell you to borrow the money (Be like Willie Sutton and go where the money is). </p>
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<li> Regarding aid, please go to this site:
[Student</a> Aid on the Web](<a href=“http://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp]Student”>http://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp)</li>
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<p>[Home</a> - FAFSA on the Web-Federal Student Aid](<a href=“http://www.fafsa.ed.gov/]Home”>http://www.fafsa.ed.gov/) and here is the FAFSA site</p>
<p>and you and your folks read through the excellent advice on this large portal your tax dollars have given you!</p>
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<li>You mention Georgetown (which also can afford to aid you) and Notre Dame, and Amherst, Tufts, and Yale. Have you been to the online course catalogs at any of these schools? It would be a good idea if you started checking these out carefully. They are all terrific schools but also very different from each other. They are also some of the toughest schools to get into—what are your grades etc like?</li>
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