<p>Which of these seems to be the better option?
I have about 75grand in a college fund from grandparents. </p>
<p>Go to a state school, or out of state to Auburn/alabama, or some other place that will give me a big scholarship. Then go to grad school and use the college fund to keep me out of some debt.</p>
<p>Or go to a school like A&M, Texas, Tulane, some place that wont give me as much money but is still affordable-but would drain the college fund and leave no option but to go in debt for grad school</p>
<p>If the options were “Chicago, Swarthmore, or Rice,” I’d say yes - those are very different experiences from Alabama, Auburn, or your state school. I’m not sure that UT and A&M are. Tulane’s private and moderate in size, but I wouldn’t sacrifice significantly from a financial standpoint to choose to go there.</p>
<p>I tend to agree with gadad, with the difference that I wouldn’t take on significant debt to go anywhere, even Harvard. Personally I define significant as more that $25,000 but everyone has their own comfort level. But certainly once you start talking $40-50K, those payments can get pretty onerous fresh out of school. But based on your other posts, it is all speculation. You are going to apply to financial safeties anyway, so you really don’t have to think about this so much until you see where you are accepted and what they offer you in terms of money. Post this again in April if you are still unsure after seeing what your offers are.</p>
<p>Frutiaspice is correct, you can usually get tuition waivers and a stipend for assisting with teaching in grad school. It is the kids that are planning for law school or med school that have to give this a lot of thought.</p>