<p>Compare with other other loans I have, it dont sound much plus i dont really like this loan at all compared with the others</p>
<p>It depends…do you need those funds or can you substitute those funds with money out of pocket or from another source?</p>
<p>Do you need it? If not, don’t take it.</p>
<p>If you decline it & find you need it later in the year, you can request it be reinstated.</p>