Is there an alternative to the JKC (just outside the income bracket)

My family income is 105,000 and the cutoff is 95,000 and I contacted them and they said no exceptions.

My family’s income is a bit misleading as I have one sibling who is completely disabled and requires huge financial sums.
Therefore my parents aren’t supporting me at all monetarily.
I have a 4.0 and strong ec, internships, job exp.
Other than institutional aid (which generally doesn’t make that big of a dent) is there a significant outside scholarship for cc transfers?

Have you asked the Transfer Advisor at your CC?

@happymomof1 Yes, he said the JKC is the one he most often refers to (nearly everyone at my cc is in the bracket req). Or the institutional one at my local uni.

Hoping for something similar to the JKC

I don’t know of any other outside scholarship that would be the equivalent of the JKC. If you need good merit money, keep working with your Transfer Advisor to come up with more ideas for institutional merit scholarships.

If you haven’t borrowed the federal loan for this year, you should speak with the financial aid office and find out if there is time to still get the loan that you would qualify for for this year. You can save it to use in a future year of your studies. Put it in a separate savings account to keep your records clean, and it will not count as savings when you file the FAFSA next time. If you currently are a freshman student at your CC, you could conceivably save two years worth of loan money ($5,500 freshman year and $6,500 sophomore year) which could make a difference in your ability to pay for junior and senior years after you transfer.