<p>I work at a university with a very large Muslim population. No URM status for Muslims there! 
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<p>One issue that seems to be important for many of our Muslim students is loans … particularly unsubsidized loans … due to the interest. We often have students who are upset that we cannot award them any (if EFC too high) or additional (if they are at annual maximum) subsidized loans - some have even stated that they should have more grants due to the fact that they choose not to borrow. I understand their point of view, but I am unable to help them. I think it’s important that Muslims who will not borrow consider how that will impact the aid available to them.</p>