It is oddly easy to save money right now (plus, I need more ideas)

FYI, Sirius is free until May 30.

We’re saving $ by not eating out, altho we only ate out once a week.
We got a 15% discount from GEICO on car insurance.
We were able to charge 2 months of rent on our credit card without the ridiculous fee (we usually don’t charge it because of the fee) and will get a 2% bonus on our credit card.
We hardly use gas under normal circumstances, but are using even less now. We haven’t filled the tank in 2.5 months.

OTOH, I think we’re spending more on groceries because we buy what we need, regardless of price, when we shop every 12-14 days.
We’ve spent $ on cleaners, wipes, masks - all things I wouldn’t have spent $ on otherwise.

@“Youdon’tsay” , we got emails about the auto rebate coming back. I have heard that also for people who usually drive to work but aren’t not, and haven’t received a rebate yet, to call and let your agent know the current driving habits of anyone on your policy (my teens aren’t driving at all! But we got an automatic rebate).

My husband periodically renegotiates with Time Warner.

@SouthernHope : You have blown my mind. Searching for discounts right now.

My friend is saving about $40/wk by not going to Starbucks. They spend more on groceries because they are buying coffee more and using Instacart.

I’m saving because I’m not out doing errands so therefore don’t stop for lunch or a snack. We basically open up on Saturday, so I’ll see how long this will last.

We are spending more on groceries because we have 4 living here and two days a week have my mom too. Normally it’s just H and me and sometimes mom.

Spending nothing on travel or dining out but spending some on takeouts, patronizing places we want to stay in business (so far almost if those we had patronized seem to be continuing to have some takeout patronage).

Hadn’t been driving much before so still not much driving. Haven’t gotten any concessions from any companies. Our CPA had to charge us extra because we got LATE amended K1s, so had to have returns redone and reviewed. Argh!

We have been baking a lot and even had home made ice cream too. It’s been fascinating having our kids home.

Save money? I wish!

Spending less on gas but way more on groceries. My husband normally travels frequently and now he’s home 24/7, plus I have one of my two college students at home (the one with the much bigger appetite!) and my two high schoolers. The upside is I’m throwing out less food - we are eating all our leftovers whereas before, they often got overlooked and grew mold. With everyone home for lunch now, those leftovers and other foods aren’t getting wasted.

Had an unexpected vet bill - my lab somehow broke a toe.

Discovered the dishwasher wouldn’t turn on last night. My husband is pretty handy, so he did some googling and ordered a part, with express delivery, so that he can attempt to fix it. Not too expensive, but unexpected. And hopefully that will work.

With more time on our hands, we are doing more yard work and gardening. My husband bought supplies and built two additional raised beds and bought extra plants.

These are just a few examples. I haven’t actually sat down and tried to figure out if we have actually saved money yet or not.

Sirius will definitely send you letters with a very good rate to resubscribe.

My husband spent pre COVID lots of time in the car. He likes to have Sirius, I alway renegotiate the contract every year. I’ve never had a problem getting a price I was happy with. Not the 6 months for $30 that I sometimes get for my car but something I am happy with. It’s a small price to pay when you are driving around in places that don’t have cell phone coverage, never mind a decent radio station.

Gas costs down …I’ve been getting three weeks per gallon :wink:

We’ve done takeout twice since 3/11. Four of our favorite restaurants closed between Nov.-Jan., so it’s been less painful not to go out. Grocery bills are higher, but not horrendous.

Not running errands has saved me LOTS of time and $$. Ordering a bit online, but no more than usual. Did order a 30*30" table and a couple planters for the front walkway/patio which will make it pleasant to sit outside and talk to neighbors and their doggos. The chairs have migrated from the screened porch. The bistro table will even support a sewing machine. ?

The only thing I’ve bought for making masks is elastic. Have large quantities of everything else I need. Have burned through 30+ yards of fabric so far.

Last time I filled the gas tank was 3/12, and I still have 270 miles left on the tank.

DH isn’t commuting, so there’s $250/mo in savings (sorry, Metro).

No need to buy clothes.

Thankful we don’t have day care or tuition any more. Our fixed expenses are pretty low these days. We feel very fortunate. Have been talking about where we can donate some of the funds we aren’t spending.

Travel is our splurge (our sons live in interesting places), and we aren’t going anywhere at this point. Perhaps we’ll camp at our favorite state park later this summer if they open.

This is where I also expect to see major savings this summer. (Sigh.) But we are spending less on gas and eating out - my husband would eat lunch out a good 3 times a week - gym (closed) my pottery studio (ditto.) In March, I funneled my pottery spending into an order from a nursery… gardening being my main extracurricular activity this spring/early summer.

Well, my niece decided to go to instate public U instead of out of state private U. It’s saving a ton of $$, plus our COVID 19 rates are among lowest in the US. She and her folks figure she can do an exchange, transfer or grad school at her preferred venue.

It’s bittersweet. She’s a smart and very mature young lady—was accepted to all Us she applied to but in light of the craziness of covid19 has chosen this path for now.

Grocery bill way up. Everything seems more expensive. Over the last three years it has steadily crept up from around $200 per week to $250. Last two weeks have been north of $300s. Family of five, no red meat.
We are buying takeaway once a week to try support the local economy. In truth, it is something we would normally do once a month. We consider ourselves fortunate as we are both still working, my wife from home and I’m considered essential.
Received the stimulus check, made an extra donation to the town rescue squad then put it away for a rainy day.
Things have always been tight, I would say we are spending marginally more than before the pandemic lockdown was put in place.

@lookingforward (re: post #5) Medical codes came from my physicians group bill. Last year for example, outpatient visit charge was $577 code 99214. Code is for 25 minute, moderate to high severe problem, with four key components. I was there for 5 minutes, and referred on. So I protested that it should have been 99213, as only two of three of the components were met. Revised bill came back $290. Thank you Google.

With my knee surgery bill, I was charged for crutches (nope–I had already) and support hose (which I had paid for) and for three pre op visits. Nope, only two.
While I think my surgeon was great, his billing department is lousy.

The cynic in me believes this kind of stuff is intentional and duplicitous. I think many medical providers see what they can get away with. It happens way too often to be errors, IMO.

We are saving money on the car insurance (USAA), gas for commuting, work lunches (for H, I always pack), eating out, drinks when eating out, haircuts (both) and color (me). We have had a few small home improvement projects done (exterior) but we would have eventually done those anyway and it provides work for people. I still pay for house cleaning, even though I have requested they not come. (I don’t mind doing that). Three trips have been cancelled (so far) and that is a big savings. I got a refund on some concert tickets and expect some others to do the same.

Like a lot of people here, we’re spending more on groceries and less on gas. Fewer trips to the beauty shop for either me or the dogs, too.

Didn’t go to multiple trips or stay in multiple hotels or conference fees or dined in restaurants much so far in 2020 and likely to continue to be mostly hermits until safe & effective vaccine emerges. That sure is saving us significant sums.

We do spend a lot more on groceries, a bit more on takeouts and nothing on dining in restaurants.

Since we never drove much pre-COVID-19 and still aren’t, no decrease in premiums or checks sent to us. :frowning:

Saving a ton. Monthly savings:

Train commute and subway = $300
Buying lunch in the city a few days a week = $180/month
Dinners out, entertainment, having people over = $700/month
Gas and tolls = $200/month
Hair color/mani/other grooming = $130/month
Husband’s haircut = $35/month

Things we’ve saved on:
Hair cuts, colors and grooming: $250/month.
Insurance: They gave us two months free car insurance
Eating out: $400-700/month
Hotels: $800/for this period plus we usually spend $5-10K on a Summer vacation which is just not happening for the next few years.

Things we’ve spent more on:
Groceries: Must be delivered or curbside pick up. +$400.00 ( includes paying excessive amounts for things which are hard to find)

I am the type of person who always uses coupons and price shops ( We use Youtube for shows), we get great deals on internet also as I switch often.