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<p>This happens when the supply-demand situation is on the side of the employee. It’s not uncommon for a freshly minted doctor with loans to have it forgiven in return for several years of service at a location that has had problems attracting physicians.</p>
<p>One problem in forcibly pushing the cost of education on the employer (other than the obvious in further increasing the cost of labor) is that the student would have less of an incentive to make fiscally responsible decisions because someone else is picking up the tab. And schools that don’t particularly have a great track record for controlling costs will have even less of an incentive to do so.</p>