<p>My EFC came to 44580 and some colleges have sent me e-mails stating that I applied for aid but never sent the forms in. Is it even worth doing the forms now since I have no family in college and no other hardship that can get me money?</p>
<p>Honestly, I don’t think it would help at all. I mean, you can pay the annual tuition at almost every college in the US, so I would not stress myself out with all those forms and just drop it. You might get a merit scholarship anyway; need-based aid is just one form of financial assistance.</p>
<p>It’s up to you & your family, but in our case, our EFC was also above the tuition & expenses at most of the schools son applied to. We decided not to bother applying for FA & save our selves a lot of paperwork, deadlines, & extra hassle.<br>
Son did get a good merit scholarship at the 1st school which has replied & accepted him (more than any need-based award we could ever qualify for). We haven’t heard from any other schools yet.</p>
<p>It all depends on your family. Sometimes the FA forms are required for merit based scholarships. And it can’t really hurt to send the forms in, you<em>may</em> qualify for something. </p>
<p>My parents decided not to send the forms in because they didn’t want to fill them out and also didn’t want the college to have their personal financial decision. </p>
<p>Ask your parents what they want.</p>
<p>You or your folks can double-check with the schools you’re interested in to see if they require the FA forms to be considered for merit aid. We did that for son & they all said no need for forms to be considered for merit aid. We are aware that SOME schools do require forms to be considered for merit aid.</p>
<p>You may need to send in the forms in order to qualify for loans like the Stafford.</p>
<p>well here it is and already we are dieing. do to some emergency home repairs from termites we had to take money out of hubbys retirement and it is added in as income and it totally screwed FA for kiddo. do you think that there is a chance that we could contact schools and see if they could reevaluate the aid all that was offered was unsub loan which means intrest and payments begin as soon as you sign or you will have incurred so much intrest you will never pay it off. HELP</p>
<p>You really need to contact the FA office(s) for the school(s) kiddo will attend & let them know the situation, with documentary support (contract, proof of transfer from retirement, etc.) & ask the FA office to see what they can & are willing to do with “Professional Judgment.” The sooner you contact them the better, so don’t put it off.</p>
<p>An option your family may consider is local school and/or community college for 1-2 years & then transfer when finances are better. Child will still get diploma from transfer college & save money for those larger expenses.</p>
<p>Thanks HImom we are going to do this i just did not know weather to contact them before decisions came out or after do not want to make waves and we have been lucky and recieved very good merit aid so far it is just going to be tough this year</p>
<p>It’s my understanding that once money is all distributed, there’s much less to make “adjustments,” but you can double-check with your kids’ HS GC to be sure. Your child has already been accepted & you got an initial offer, yes? Can’t see how contacting them sooner would hurt–only help, but double check with the HS GC, who should know more about similar situations.</p>