<p>I am a 23 year old Junior at Oklahoma State University paying out of state tuition. Currently have 19K in student debt. My EFC is 0 so i qualify for grants but I am tired of getting the same answer from my parents when I talk to them about how I am going to repay my debt. They seem to think that student loan debt is a good debt to have. It may be better than credit card debt but it’s still debt and continues to incur interest as I go through school. </p>
<p>Just like you, I read articles and posts about people that love to complain about their student debt problem but when it comes down to it, they do not want to get in the trenches and do anything about it while in school. Waiting will only make things worse so I am trying to do something about my little problem right now. Before it gets out of hand. </p>
<p>I am looking for a part time job and if that will be enough to pay for my living I will be able to use the money I borrowed and just put it back onto the loan. I am also thinking a little outside the box to the normal work stuff. I want to create some type of website that people can help pay for my education but im not asking for donations. I thought of the whole selling ad space thing but that is to played out now an days. Only thing I can think of right now is to invest some money in wristbands, which will have my websites name on it, and sell them on the site. </p>
<p>My goal is to try an be debt free when I graduate in a couple years and I feel maybe even doing something involving a website will give me a nice “line” to add on my resume.</p>
<p>What you want to do is a blog that sells things. What are you passionate about? Start writing, networking, and see if you can sell some space to “sponsors”. I’m not an expert on this, but I bet you will find some info if you google “new media”. and “How to make money with your blog.”</p>
<p>I moved to Arizona to attend a university and play football but I had trouble with some credits that were not not transferred in. Around 12 in total and they told me numerous times not to worry, they will fix things. They never did.
My parents got a divorce in that time and I was going to transfer to where my dad was living so I could get in state but he ended up moving to Florida after he did his taxes. I would of had to take a year off and to be honest I just want to get school done with So I went to the school that offered me the most money with financial aid and still had a decent out of state rate.</p>
<p>Based on your reply I am unsure what your home state is. What state did you graduate high school in?</p>
<p>I appreciate that you are trying to do something instead of complaining, however I am concerned about your plans. You want to start a website and sell wristbands with the website’s name on them. You also want to sell advertising space on your website. What would be the reason people would want to advertise your website? What would be the draw? Do you have the money to start a website, have it designed, have it advertised, and have the wristbands made? It wouldn’t be logical for you to use the funds from your student loans to start an online business, so I hope that isn’t part of your business plan. I think working to pay your expenses is a good idea. It is not likely that you will create a website that will generate income for you while you are still in school.</p>
<p>IF, there seem to be more and more short-term jobs now that are all done back and forth on the computer. My daughter had one checking and coordinating the excel charts for an academic conference. Her friend has a more long-term one answering questions on some kind of odd product site. Another more typical one is where the college pays you for taking notes for a student in their class with a disability. All these students did their Internet job along with a traditional part-time job with no problem so you might try to find that kind of job.</p>
<p>I graduated HS in Washington state. I also tried to go back there but they gave me out of state tuition because I had changed my License over to an Arizona one. The sad thing was, Arizona was still not giving me in state tuition after two years of being there because I had no tax papers to prove I was making enough to support myself. There was no time for a “real” job with athletics and school so I worked doing some landscaping on off days where I would get paid under the table.</p>
<p>No I was not planning on using that money to fund anything involving the site. I have a few friends that were willing to help with financing for that. </p>
<p>Thanks for the advise everyone. I’m just trying to figure out a way to help pay for my education or cut the cost a little bit.</p>
<p>Well, I have to say if the 19k includes your junior year financial aid you are within the recommended amount of debt to have. It’s too bad that there is no state that will offer you in-state tuition, however it sounds like you have done okay for yourself. It is good that you are already thinking about how to pay down your debt, and working while in school is a great idea so that you can borrow less. Moreover had a great suggestion as well about getting an additional internet based job to supplement your income.</p>