Hi there, I’m wondering if anyone on here has some experience with financial aid issues or Thomas Jefferson University
I applied and got accepted into TJU College of Nursing, and just received my award letter. I would also like to add that I will be starting my junior year and first year of clinicals (Jefferson doesn’t have programs for first or second year) meaning I completed my prereqs already. I completed my prereqs at my local penn state campus and it was pretty affordable. My EFC is usually $0, but TJU put down $98.00. Thats still a pretty low number. However, my aid package is very minimal. My pell grant for some reason is lower than before and this time I’m not being offered a FSEOG grant (Penn State gave me all these things). They also offered me four different types of loans, two being from the university. The loans have APR rates and those sort of things.
However, after all this I’m still left to pay about 16k just purely for tuition (My tuition is 37k without dorm). I don’t know how students pay for that. Do most nursing students have that amount saved? I know private loans exist but I won’t receive a 16k loan. My family income is not high enough to receive private loans.
There is also no assets or anything on the taxes. I’m confused why my EFC is so low yet the amount I have to pay is so high?
I did call their financial aid office twice, but both told me they don’t fully know. They weren’t very helpful.
This is all a first for me since penn state was just one small loan and gave me more grants and scholarships.
Anyone experienced this before? Do nursing students usually pay 16k out of pocket?