<p>We also liked Amazon. Our shared account is password protected, child cannot see credit card numbers, I get e-mails containing details on each order, shipping is 2 day free, and my daughter and I agreed on previewing orders over 30 dollars. There is not much that cannot be found on Amazon that she needs, including good deals on printer ink.</p>
<p>We did not find pre-loaded debit cards useful. Most importantly, airlines do not take them for baggage fees (found out the hard way, yep); they can be very hard to figure out what is left on them if you lose the password as child does (trying to buy candy by the piece to use the card balance gets old fast) Amex takes a percentage off the prepaid card each month. They are free to get but cost you in the end.</p>
<p>For day to day little things we opened a bank account with a small amount, and she has an ATM/“credit” card from it to use for cash or small local purchases like ice cream.</p>