<p>I have found that “kids of today” use the internet to do most things. My d seldom goes to the store even, for basic stuff. She typically goes to malls, etc to hang out more than shop.</p>
<p>My d is at DA, thus realllllllllll rural. Not much in walking distance. (Understand, this was her first choice and knew is was so different that what she had become a norm. We live in Chicago).</p>
<p>I recommend a “high school” checking account. Most major banks offer this with overdraft protection. I am able to monitor “my” money and her spending trends. There are no “checks” but I can deposits.</p>
<p>It has works for us.</p>