<p>I’m a very polarized vote in favor of keeping the trees, and believe at minimum the HOA board should have taken a vote from the owners.</p>
<p>HOAs can unfortunately be nightmarish organizations; they are often unregulated and what happens to a community can often be based on the whim of who serves on the board, and within any given board, which members have greatest influence.</p>
<p>In our community, one cannot remove a tree without special permission from the county, and then, the HOA board has to approve, a process that requires the homeowner send a written request to the board; the board then reviews, interviews the neighbors for their input and permission, etc. They will almost certain not allow the removal of ANY tree, a position I tend to support in very general terms.</p>
<p>Where conflict happens is - when a homeowner is caught between two separate board positions. Example, the homeowner next door to me had a very large, old tree in his front yard; he wanted to have it removed/replaced but never started the process with the HOA board because he knew it would be very bureaucratic, and the outcome most likely undesirable, so he “never got around to it”. </p>
<p>During the 2004 hurricane season, Charlie hit the area pretty hard; early in the storm, this homeowner’s tree snapped at the base and crashed right into his home. (I heard it - horrendous sound, that.) The tree was so large, it landed across the front portion of his roof, and hung over the other side of the house by several feet. It nearly collapsed the entryway of his house, and of course destroyed the roof and the framing. </p>
<p>Just a few weeks after, Hurricanes Francis, Ivan, and some fourth hurricane I cannot remember the name of also made landfall. Massive property damage from all four hurricanes caused significant drain on resources, including insurance adjusters as you might imagine. Consequently, this homeowner had to wait weeks and weeks just for the insurance adjuster to arrive, and of course getting licensed contractors to the site was a long wait as well.</p>
<p>But the HOA board had no sympathy, and no interest in the reality of economic impact of four hurricanes arriving just weeks apart. The very same board that would not have approved the homeowner removing the tree (assumed, based on their denial of all such prior requests) engaged their lawyer, and began sending him registered letters and legal notices, threatening to sue if he did not repair his home immediately.</p>
<p>He went to the board with documentation from his insurance company etc. proving that an adjuster was promised “soon” and he would then have a check for repairs, but, meanwhile, he simply did not have the thousands of dollars liquid to repair the damage out of his own pocket, and even if he did, he was still in queue for a licensed contractor, as were millions of homeowners throughout the state.</p>
<p>This eventually resolved in that he did a patchwork repair job with the help of well meaning put unlicensed, poorly skilled friends, and finally he was able to collect from his insurance company and get it done right. My recollection is it took him 14 months. The HOA wanted it done in 30 days.</p>
<p>The real bottom line is sometimes HOA boards have entirely too much power.</p>