<p>I have been the legal guardian for a niece of mine since. She was 13yr old. Does she file for independent in FAFSA even if she will be under my health insurance.</p>
<p>The health insurance has nothing to do with it. The legal guardianship makes her independent per this chart
[Dependency</a> Status | Federal Student Aid](<a href=“http://studentaid.ed.gov/fafsa/filling-out/dependency#am-i-dependent-or-independent]Dependency”>http://studentaid.ed.gov/fafsa/filling-out/dependency#am-i-dependent-or-independent)</p>