<p>Loan Limits 2yr schools!?!?
I graduated in 2010 and to make the long story short i hated my career but I discovered my calling in medicine after taking an Emergency Medical tech class. I decided to go back to school for pre-med to complete requirements for the physician assistant program. I started the FSA process in july for the nearest junior college which is Triton because I need 27hrs of class which is 100 an hr over 500 at my old college. It was explained to me that I couldnt receive grants because I was a grad but I could however have loans. But now days before classes start i receive a letter stating that Im not eligible for loans because Ive reached the maximum for a 2yr school according to some committee. Ive never taken classes at this or a 2yr school before. I have 29k in loans. During the application process for the loans, a lot of mistakes were made by the student workers and I worry that this may have played a factor. Is there something Im not understanding? I was told that I have up to 57k as an independent student is this not true? From my calculations I have 28k left, going to a 4yr college to pay double the money doesnt make sense. Does anyone know if I have a way around this?</p>
<p>It could be that you are denied aid because of the school’s Satisfactory Academic Progress (SAP) policy. Each school has to have a SAP policy for federal aid. It includes things like grades and a maximum number of credit hours. Often the number of credits will be set at something like 150% of the credits required for the degree you are taking, and includes all credits you have ever taken anywhere. If you have a bachelors degree you are probably well in excess of 150% of the credit hours for a 2 year school. </p>
<p>If it is because of SAP you can ask the school if there is an appeal system. Sometimes they may grant an appeal because it is a complete change of degree. This is completely at the discretion of each school, but it is worth asking. Good luck.</p>