Loans, college, and stress - Help?

Paying for College
1

<p>Well, basically. I’m enrolling in ITT for the upcoming June semester. Or at least I’m trying to here. I’m about $6k short on tuition this quarter, and I need money to live on.</p>

<p>My mom got denied for the plus loan, she just got out of bankruptcy, and the only other person that I have who could possibly cosign for me is my grandmother, and I know she wont be willing to help me at all.</p>

<p>I’m looking to take out probably $30k to help cover living expensese for a year while I am in school, and the missing $6k for this quarter, but I have no credit at all.</p>

<p>Anyone have any ideas on anything that I can do?</p>

2

<p>You may have to go part time and work full time. I do not think it is reasonable to ask someone to sign forand be on the line for 30K worth of debt</p>

3

<p>Considering since I haven’t done any schooling in like 5 years I’d rather just be able to focus on school and make sure I’m doing well in it before I go out and get a job, and have added stress from that job.</p>

<p>And I meant $30k TOTAL (at least for the three semesters they have me figured.</p>

<p>This is my break down-
$6kish that I owe ITT for the 3 quarters.
$17kish for living expenses for a year.
$8kish left over to apply towards school the next term.</p>

<p>I know I’m probably going to have to take out more loans to apply towards tuition for the other semesters that they don’t have me figured for.</p>

4

<p>

Fox,</p>

<p>You really cannot negate the fact that you don’t have this money and you are dependent upon others to make this happen for you (by cosigning for 30k worth of debt). </p>

<p>You are no longer 18 years old straight out of college, you are an adult which means you have to handle your business like an adult. The net-net is that you are not in the finanical position to just go to school and do nothing else. </p>

<p>Being able to go to school full time and just concentrate on school may be a noble cause, you still gotta eat and keep a roof over your head at for this the buck has to stop with you. You should not expect someone else to sign hem themselves up financially because you don’t want to be financially responsible for your self. Cut 18k worth of debt off the top and work at least part time.</p>

<p>It is not easy balancing work, school and a life but plenty of people do it every day.</p>

<p>(parent who is a full time student, working a full time job and paying for a kid to attend college)</p>

5

<p>I didn’t come post here for lectures.</p>

<p>Bottom of the line, school costs too much money to flunk semesters because I’m working full time on top of school.</p>

<p>If I wanted to be judged, I’d ask for judgement, but I didn’t, so please keep your opinions of me to yourself. Thanks.</p>

6

<p>Sorry FoxOr - I don’t think that you are being realistic. You ask for our opinions, then shoot them down when we provide them. Here’s my opinion - go to a community college part-time and work enough hours to support yourself. When you have completed your associated degree, attend college fulltime at ITT and work parttime. Maybe you can “housesit” or provide janitorial services for free room. Be frugal… HTHs</p>

7

<p>Are we talking about the ITT in India that’s so hard to be accepted at or some other ITT?</p>

8

<p>If you’re worried about getting used to school again, go to school part-time while you work. It sucks but such is life.</p>