<p>Ok, I have a few questions about loans. I will need to get a loan to pay for college I expected that. However it looks like my school sends the bill in July and I wont turn 18 till a few days before that date. I went to collegeboard and it says you have to be over 18 to apply for a loan? Can I apply for a loan when Im 17 if I will be 18 when I start school?</p>
<p>How much can I borrow? Im not sure how great a credit rating my mom has. She has a steady job and townhouse but I know she has credit cards that she hasnt pay off. If she cant co-sign, will I be able to get a loan in my name only?</p>
<p>Additionally, Im going on vacation, out-of-state with no phone or Internet the week that I turn 18 and have to pay . Sorry about all the questions but Im really confused!</p>