Low family income but high number of assets

They’re going to compare your family’s situation, with a large amount of home equity, against someone whose family doesn’t have that equity. They could reasonably expect that your family access that equity in order to pay for college, with a home equity loan.

For this reason, be sure to make low-cost options for yourself. In-state public schools. Also apply to public schools that give merit to students with great stats (Arizona, New Mexico, Alabama, etc).