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<p>Okay, I’m not getting these references. Did I miss something? 
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<p>Even though you’ve already said this more than once, you might want to post it again in all caps and bold letters for the posters who just don’t get it.</p>
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<p>I find it interesting that some people assume that if a person buys something which is perceived to be pricey or discretionary, it must follow that they are falling short on some other financial obligation or responsibility.</p>
<p>My ex gave my D a Tag for her high school graduation - the one with the pink mother of pearl face. She had seen it in a jewelry store when she was 16 and loved it. She’s 23 now and still wears it often - casual, dress, whenever. I sneak it out now and then myself. I was not happy with the purchase at the time because we needed money for tuition so it made no sense to me, but she loved it so I kept quiet. She felt guilty about it anyway and offered to sell it. I thought the pink face was not a good choice but it is pale pink and she still really likes it so glad I stayed quiet about that too.</p>
<p>I guess I somehow missed it, Nrdsb4 with the 19 pages long thread that there was a son and a daughter. I may have known that detail back in the day when I spent hours every week poring over this site but now I glance at threads that are interesting and do not necessarily read every single post. Or even log in, regularly, anymore. </p>
<p>Even though you’ve already said this more than once, you might want to post it again in all caps and bold letters for the posters who just don’t get it.</p>
<p>I do appreciate the clarification by Pizzagirl, though. </p>
<p>Best of luck on your purchase.</p>
<p>cartera- my TAG has a pink face and I love it! I get a lot of comments on it.</p>
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<p>As others, I have not read all the posts. I merely went from the OP, a few more posts, and jumped to the last post, before adding MY personal experience regarding watches. Fwiw, I think that there is a world of difference between a Tag Heuer and some watches mentioned in this thread. Did people not talk about Patek Ph. and Rolexes? I was thrilled to no end when my parents slurged on a Tag Heuer. Taking over the Piaget would be a PITA, and this regardless of the value. I guess everything is relative. Perhaps, the element of “investment grade” is what is confusing in this case. </p>
<p>Again, my point was that taking care of a very expensive item might be more responsibility than a young person might want to accept. I shared mine, but at no time, intimated that everyone must agree with me. Nor did I make assumptions about PG’s finances and investments.</p>
<p>Patek Philippe is out of my price range. As I said in the thread title, the ones I am considering were Rolex, Omega, Tag Heuer and B&M (though the B&M is coming off the table), and that’s why I asked for thoughts on those particular brands. If you’re going to say that there is a world of diff between a Tag Heuer and the other brands, can you please tell me how? Better? Worse? In what ways?</p>
<p>I see there are a few posts about sales tax. By statute it is a sales and use tax that means if you purchase something and have it shipped to you to avoid the sales tax you still owe the use tax. Check your State income tax return many States have a use tax line on that return.
The use tax is difficult to collect and is usually assessed against businesses on purchases made without sales tax and in situations where states have an information sharing agreement and in cases such as furniture, jewelry or art out of state sales information is shared so then use tax is billed.</p>
<p>As for registering vehicles in one location to avoid tax or fees a cop once told me people need to be careful of that because it can create insurance issues. For example if you register your car in Florida but drive and keep the car in NJ the majority of the time and you insure the vehicle at a Florida location.</p>
<p>tom,
The reference I made to autos was regarding the sales tax on the original purchase. Where I live, the sales tax can vary from county to county by 2, maybe sometimes 3%, and that adds up on a car purchase. The sales tax is calculated based on the county in which the car is registered, not where it was sold. So if a person lives in a higher sales tax county but works in a lower one, they sometimes register their car at their business address. I have only heard of people doing this who are self employed. Dont know that it would be a good idea to use the address of a big company, especially if you might not be planning to stay there. Its a minor hassle to have to re-register the car in another county.</p>
<p>This is a separate issue from registering the car in another state. When our kids were in school, S#1’s car was out of state for more than 50% of the time (he stayed there over the summer for internships). We kept the car registered in our home state (we owned the car) but had to change the insurance to the state in which he attended school. In doing so we lost the “family discount” rate, which was a bummer.</p>
<p>Also, our state requires an annual emissions inspection.There is a whole protocol we had to go through to have it seen/serviced in the state in which it was located, get a special waiver from the clean air dept and then take it to the car registration to get the new registration and sticker fro that year. I did it enough times that I got to know the people at the clean air place and brought them lunch the last time I went.</p>
<p>jym- but you could still have the insurance issue if the vehicle is registered in a county with a lower accident and claims rate than the county you live in. Effectively you are committing insurance fraud. Could the insurer deny the claim since the application was incorrect? Or do you insure the car at a different location from where it is registered?</p>
<p>I don’t know, tom, as I don’t do that (I live and work in the same county). Some may register the car in their business name, I suppose. I also think that the difference may be small in terms of the insurance accident/claims rate for the neighboring counties.</p>
<p>When we get insurance on new cars the insu company asks things like how far we drive to/from work and how many miles are estimated to be put on the car per year. They know our home address as that’s whats on file. Have no idea if they ask if that is the address where the vehicle is registered. If they asked and if it were us and if we had it registered in a different county, thats what we’d tell them (the county in which it is registered).</p>
<p>Many people do things to save some truly insignificant sum and can end up creating big problems for themselves</p>
<p>Maybe so. I am pretty risk aversive so I would not do that, even if the probability of a problem was low. The people I remember off the top of my head who said they have done that are accountants, FWIW. Their comfort level with risk may differ.</p>
<p>Samurai, I wasn’t referring to the gender of the twins, but the fact that she stated clearly early on that her kids had indicated that they would indeed appreciate a nice watch. Didn’t phase all the posters who subsequently tried to insist that they probably wouldn’t care for one, wouldn’t wear one, wouldn’t appreciate one. It just astounds me that people would seem to think the OP doesn’t know her children well enough to make this kind of decision.</p>
<p>It wouldn’t be the first time (or the last) that people don’t really read the original post - they just respond to something they think it said or asked or they just (me included) want to voice their own opinion. These forums simulate an exchange between adults, but often things are assumed or misconstrued or tone and subtlety is flattened and removed in the act of posting.</p>
<p>But like most posters, people do not read every post. Some of us even read this site on our smartphones with aging eyes and skip through posts. </p>
<p>It really should not astound you. My husband knows me pretty well after 25 years, but still doesn’t always get what I do and don’t like. I always prefer flowers for my garden and orchids instead of floral arrangements. Sometimes he did not grasp that I love necklaces but hate earrings. It isn’t a diss on him, either. He is a wonderful man. I think most people filter their own experiences when thinking about other people’s decisions. </p>
<p>I also do not think that people are trying to question Pizzagirl. If she made her decision and her kids would love it, that is wonderful and good for her. When one seeks commentary on any subject on a discussion board, you will inevitably have off topic tangents, people coming late to the game and missing an important part of puzzle that may be obvious to everyone else. We all come from different walks of life. </p>
<p>And even sometimes a ■■■■■ might show up and just want to cause mayhem. </p>
<p>Carry on.</p>
<p>Update - found the jeweler who is giving a substantial discount off Omega as he is no longer carrying them. That made the decision straightforward, as it is a great deal. H and I took your comments into consideration about ensuring they like them, and picked out several in our price range and we are going to bring the kids in and have them choose among those. I will post the final choices.</p>
<p>That is great PG. looking forward to hearing the final decision!</p>
<p>Congratulations on the decision being made… Almost. Can’t wait to hear what they got. I love my Omega, because it is just very classic, has a very low profile and goes with everything. I hope your kids enjoy theirs.</p>
<p>I love my Omega too. They have a certain sentimental value, H and I have his and hers matching ones. After 30 years they are still ticking.</p>