<p>Has anyone had any experience with the Maryland Pathways program for instate students with a 0 efc? Is it no loan</p>
<p>If I remember correctly, you will have loans, but once you’re a senior, if you have about $15k in loans, you will be given grants instead of more loans…or something like that.</p>
<p>I’m a In-state sophomore with 0 EFC. They didn’t include any loan for my financial package this year nor freshmen. Instead, they gave me like 3000 in federal work study with GA grants. If you have EFC 0, you might qualify for Guarantee Access Grant from the state of Maryland. But, you can only get GAG if you are current a senior in high school.</p>
<p>Does everyone instate student attending state schools who qualifies for the Guaranteed Access Grant get it ?</p>