When my son was looking at colleges a few years ago, he was also interested in a cognitive science degree and he really liked McGill’s program. With the exchange rate, I think it will come in at just about your price point, although of course who knows if that exchange rate will be maintained. And it’s definitely urban in one of the best cities there is to be a college student!
McGill has different tuitions for the different degrees. If I recall correctly, the cogsci degree was under the “arts and sciences” faculty but you should definitely double check. Of course, if your daughter goes there and then changes to a sciences degree, it is likely to cost more so that’s an issue.
I had heard that room and board costs could go way down when students moved off campus. And that it’s easy to graduate early with AP credit, so also a cost saver.
Caveat: my information is about five years old, and of course lots can change.