<p>Since I recently switched firms I had to enroll with a new insurance plan. Unfortunately it won’t take effect until March 1 so I’m thinking I might need some coverage in the interim in case of some unexpected calamity. Anybody know of companies selling short-term high deduct. coverage?</p>
<p>I have been searching this stuff myself. Do a search on the internet. There are tons of companies (many reputable) offering this kind of coverage. Try <a href=“http://www.mostchoice.com%5B/url%5D”>www.mostchoice.com</a></p>
<p>I am having a similar problem. I continued my COBRA in hopes that another group plan/job is on the horizon. My COBRA is extremely high, but I am not comfortable with the coverage offered by the individual plans. It is almost impossible to compare plans.</p>
<p>I think most people continue with COBRA- isn’t that an option?</p>
<p>Yes it was until my wife shredded the forms thinking we did not need it–and it is very expensive. But I guess I could slink back downstairs to my old firm and tell them the dog ate my Cobra forms.</p>
<p>I will also check out mostchoice.com</p>
<p>Premera Blue Cross sells individual coverage in Washington State. There are plans with deductibles as high as $5,000 or $10,000.</p>
<p>We have friends with a daughter ( who has special needs) who has been shredding any piece of paper she can get her hands on @@
you might ask teh company you have your Car/house insurance through, they might have a deal or at least know something</p>
<p>barrons:</p>
<p>suggest you slink on down. </p>
<p>Transferring from Group policy (even COBRA) to a new Group policy gives you one advantage over an individual policy in that the new group cannot exclude pre-existing conditions. However, new group coverage can exlude pre-existing conditions (or place a time limit on them), if you are coming from an individual policy.</p>
<p>Thanks for all the good suggestions. I just bought an 80/20 policy with a $2500 deduct. and $2,000,000 cap with no exclusions for about $130 for the days until my new policy takes effect. I got the name from one of the other guys here in the same situation and they seem legit. They write tons of this stuff so they know the risks.
I’ll sleep a little better now.</p>