<p>I’m not sure about merit aid, but through AccessUVA they often offer a nice financial aid program relying more on need-based grants than student loans. Basically, they guarantee as much money for 4 years using a cost of attendance minus EFC formula. As an OOS transfer, this was the only way I was able to afford to go. Did I leave with debt? Sure, but it pales in comparison to what I saved.</p>