Ok so she doesn’t have a safety school from a financial standpoint.
Does she understand the financial reality of the situation? Obviously it’s a huge mind shift from thinking you could go anywhere you wanted to needing to make $ the first and perhaps only priority. The sooner she gets that, the better off she and you will be.
Might be worth a quick phone call to her guidance counselor to set her straight on the situation see if she has any suggestions. It’s possible she’s had other students needing close to full rides and has some ideas, even at this late date.
Also, wouldn’t focus so much her med school plans as a driving force in under grad. So many students change their major in college, and it sounds like she have fairly romantic view of life at this point w the adopting 27 kids concept :). Practicalities will kick in soon enough.