Military Academy Transfer: Umich or UPenn?

I am currently a freshman at a US military academy (Army, Navy, Air Force) looking to potentially transfer into either Umich (LSA Honors) or UPenn. I’m considering transferring because I don’t feel excited about the 5 year military service commitment that my current school requires. I’m also thinking about medical school, which a military academy makes nearly impossible.

My options:

  • Michigan

    • In-state tuition through scholarship

    • Cost: ~40k/yr x 3

  • Penn CAS

    • Full tuition

    • Cost: ~95k/yr x 3

  • Stay at my service academy

    • Full ride + benefits

    • Close to home, love my school and friends, but 5-yr service commitment that I’m not excited about

Financially, I can pay for Penn without debt for undergrad, but would need to figure out how to pay for grad school on my own. For Michigan, I could use leftover money in my 529 to help pay for grad school.

I am not fully sure what career I want to pursue but am considering premed or engineering. I would love to hear anyone’s thoughts. Thank you!

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