<p>I just checked out UMF!!! [University</a> of Maine at Farmington](<a href=“http://www.farmington.edu%5DUniversity”>http://www.farmington.edu). It looks great! they have real-life examples on the website of what IS/OOS would pay with merit/need aid (I love when colleges do that). VERY inexpensive. BUT COLD COLD COLD.</p>