<p>What is better Mutual Funds or Shares in the Stock Market.
I think funds are better, there are multiple ways to avoid major losses and yet grow at a steady pace. I have seen places that give a 12-13% return.</p>
<p>What do you think?</p>
<p>Depends on how much risk you are willing to take and how long you want to be in the market. It’s as simple as that.</p>
<p>One thing I have learned in my finance classes is that past performance is never a good indication of future performance. First, almost all of the fund that beat the market one year don’t do it again the following year. Also, there is no guarantee that the fund manager that was able to get those high returns will even be managing the fund in the future. To learn more read “A Random Walk Down Wall Street” by Burton Malkiel.</p>