<p>So, I’ll be entering my junior year of college at a school in the midwest. I appealed for a dependency override because of my circumstances, and it was granted to me. </p>
<p>Thankfully, I now have near a full-ride, and more than enough loan eligibility. My question is this:</p>
<p>Should I take all of the aid I can get? Ie - accept all the federal loans? Then I’d keep them, not spend them, but have them on hand for next year - on the off-chance it wasn’t granted in my senior year (since you need to reapply).</p>
<p>What do you all think? Does anyone have experience using a dependency override through multiple years? What was the reapplication process like?</p>
<p>Edit: The reason I have excess is because I’ve paid living expenses out of pocket and by working part-time. So since I can provide for that aspect of the cost of attendance, I’ve got a bit extra.</p>