My Dependency Override was granted - should I take all the aid I can get?

<p>So, I’ll be entering my junior year of college at a school in the midwest. I appealed for a dependency override because of my circumstances, and it was granted to me. </p>

<p>Thankfully, I now have near a full-ride, and more than enough loan eligibility. My question is this:</p>

<p>Should I take all of the aid I can get? Ie - accept all the federal loans? Then I’d keep them, not spend them, but have them on hand for next year - on the off-chance it wasn’t granted in my senior year (since you need to reapply).</p>

<p>What do you all think? Does anyone have experience using a dependency override through multiple years? What was the reapplication process like?</p>

<p>Edit: The reason I have excess is because I’ve paid living expenses out of pocket and by working part-time. So since I can provide for that aspect of the cost of attendance, I’ve got a bit extra.</p>

<p>remember that your subsidized loans cannot exceed the cost of attendance. If you take the unsubsidized loans, the clock is ticking on the interest. If you chose to do this, then my advice would be to pay the interest each month</p>