<p>Hi guys, I really am in trouble. The bursur’s office just email me saying that since they didnt get the money, they have cancelled my enrollment.</p>
<p>So I had to email them saying that I am in the process of looking for loans. So they put me back in the enrollment.</p>
<p>Well, I have already taken the Federal Direct loans (subsidized and unsubsidized)
What else can I get?</p>
<p>Where can i get it from?
And what is the best place to get it from?</p>
<p>There is a website that has a comparison table, but i am totally clueless about it… things look pretty scary. So i need help… your help. I hope you guys can help me…</p>
<p>Thank you :)</p>
<p>Your other option will be private loans. For those you need to have a good credit rating or someone with a good credit rating who is willing to cosign.</p>
<p>I would caution you to not in any circumstances go ahead with enrollment at this school until you have the financing sorted out. Maybe you need to ask if you can defer for a semester until you make sure you can afford this school. Far better to be dropped from enrollment before the add/drop period is ended (assuming it has not already) than to start classes and not pay what you owe them. If you do that you will not be able to continue at the school until you pay what you owe and you will not be able to transfer to any other school until you pay this school what you owe them. It seems you are hoping you will magically come up with the money to pay. Do you go into a restaurant with $5 in your pocket and eat a $100 meal and just hope that magically after you start eating your food an extra $95 will magically materialize in your pocket? No? Well you are doing this with this school but on a much larger scale with thousands of dollars at stake. You could be getting yourself into a very serious financial bind if you do not start being realistic here. </p>
<p>It sounds to me like you are trying to pursue going to a school that is possibly outside of your ability to pay for. Please seriously and realistically and very very quickly reconsider what you are doing here. You really could get yourself into a terrible financial situation if you don’t give yourself a major reality check right now. If you defer for a semester and find you can line up the financing (without excessive loans) then you are just starting one semester later. If you put yourself in the hole by committing to pay for something when you really do not have the money then you may find yourself taking years to put the situation right. This will not be a dream but a nightmare.</p>
<p>swimcat gave you very good advice. You are digging yourself into a financial hole.</p>
<p>What happened? You got student loans already, yet you didn’t pay your tuition? Why? What did you use the money for?</p>
<p>It sounds like you are attending a school that you can’t afford. It also sounds like you can’t qualify for better F/A because of your family’s EFC. Are your parents refusing to pay or they can’t pay enough?</p>
<p>Just a caution to anyone else who happens to read this thread.</p>
<p>DO NOT ENROLL AT A COLLEGE until you know how you are going to pay the bills.</p>
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<p>Any loans the Op received would first be applied to what she owes the college. monies over this amount would be refunded to her. From what I gather, the loans do not cover the tuition as she is seeking additional funding.</p>
<p>I agree with others do not go forward until you have the finances straightened out. It is better now to withdraw and apply to a more affordable school than to be stuck in limbo because you will not be able to go forward as far as taking classes or transferring because you owe the school $$.</p>
<p>From the thread a few weeks ago the OP is an adult, married and independent…and only needed $10K or so for your junior/senior year NYU - is that right? So, your need for a private loan is only a few thousand? I have no direct experience with them, but people seem to be happy with Discover student loans and I’ve seen Chase recommended as well. Check with the bank you do business with - they may cut the rate a bit for account holders. It shouldn’t take more than a few days to get a decision on a private student loan. For such a small amount I wouldn’t risk being disenrolled to make an exhaustive search for the best terms!</p>