<p>Has anyone had experience with this:</p>
<p>D’s car is an unreliable money pit. Lots of miles on it, lots of expensive repairs (but cute!). No way can we let her drive it (eventually, not this year) to her college several states away. It’s fine around town, but it’s spending 95% of it’s time in the garage since she’s here so little. We’re thinking about selling it this fall and seeing if we can limp along during vacations until she really needs a car at her school and then buying one up there.
Have you ever bought a car in another state, licensed it there, but had the title and insurance in your name? States involved are Texas and Washington. Any advice?</p>
<p>I suspect you would need to pay the taxes and get the license in the home state of the person on the title and the legal owner would want to insure it (nobody would care if your D made payments, however unlikely that is). The insurance company would be the one who cared where it was “garaged” so they can charge the rates for that locale (eons ago my mother - and I?-had title to my first car, we kept her name, state of licensure even though I moved OOS for a few years- not sure if that was correctly done, but legal with the state and tried to save money with the business). People buy cars in neighboring states often and get to pay taxes, license fees for the state they live in. In the future you may want to give/sell, ie transfer the title, to her and then the license et al would be from her state at that time. I sold a Wis car to a Calif relative a few years ago- their son drove it home and things were worked out with the title/license/insurance paperwork so I know there is a reasonable mechanism for that. The important thing was making sure the long distant buyer’s paprework reached us before the deal went through so the transfer went smoothly and their car insurance, not mine, covered the trip.</p>
<p>The short answer- the owner/title holder gets the car license in their state. The insurance is a separate issue, as is the car loan.</p>
<p>As long as she is a student there is no need to get a local state license (in most states anyway). Title and plates have to match states I believe.</p>
<p>I’ve looked at it before. I don’t think you can do that. If you want the car title, license and insurance under your name, you have to register it in your state. We bought a car for S in another state and because a young male driver’s insurance is so high , we inquired about having the car under our name and insurance and have S as a driver. Could not be done.</p>
<p>We just got one under his name and paid the sky high premium.</p>
<p>The real problem is the car needs to be registered before driving, so if you buy it in the state of the school, that state will issue temporary tags. In some states those cannot be issued without a legal instate address. If your student’s legal address is your home state, it could make it quite difficult to get and house a car in that school’s state.</p>
<p>I know in NC, if you want the car registered there and have NC tags, you need a NC driver’s license too.</p>
<p>We live in Minnesota and decided our D should have car down in Texas. The car would be in our name. However we would like to purchase the car down there and get it titled/licensed in Minnesota. I plan on talking to a local dealer here on how to do it.</p>
<p>Washington has a hefty personal property (car registration tax) vs Oregon with a low registration fee but income tax. </p>
<p>We are opting to let S have our 11 yo Camry and we get a Prius. The Camry will be the first car he has owned. After he settles into a job and housing, and wears the car out, he can get a newer auto. S is done with school and has some prospects in the Seattle area but wants to live in the UWub area. Slugging is a good alternative. (He’s unattached, BSME, MSCS, btw).</p>
<p>He discovered how much car insurance is going to cost him for driving the old Camry and vs getting a new car for use in Seattle. We never paid extra insurance because he didn’t need a personal car at his universities and in HS.</p>
<p>Um, WA charges $33 or so per year now for car registration, so not hefty any more. You can have a car in WA with a DL from another state. You can have a car registered in another state and have it garaged in WA, but that depends on the insurance company.</p>
<p>Thnks for the update. So how much does WA charge for a Drivers License? </p>
<p>He STILL gets the 87 Camry. He can give it back if he wants.</p>