<p>I will need to take a small private loan (under 10,000) with any stafford loan I get this year (my parents can’t take out anymore this year) NJClass seems to have the only loan I can find that gives the same rate to parents or student for a private loan. Being a NJ student, I can take advantage of that, but I wondered if anyone else has heard of loans that are similar. Trying to reach them, no online service, etc. makes them a bit of a hassle.</p>