<p>Hello to all,</p>
<p>I recently filed FAFSA and received a notice that I was not eligible for any aid. Of course it did say in the option that the school I go to might be able to offer other types of grants or loans based on my FAFSA, but that was up to the school to decide. I am pretty sure there will be no additional aid provided to me by the school so what is out there for me? I am in need of a grant or a scholarship that will be able to cover 10% of my tuition because currently I only have 90% covered by another scholarship. In this harsh economy every little bit helps so I would settle for any percentage < or = 10. I would really appreciate it if you have point me to scholarship and grants that I can apply because I really do not like the loans and hate owing money to anyone. </p>
<p>I am currently:
1st Year Undergraduate Student
GPA: 3.94 GPA on 4.0 scale</p>
<p>I am willing to do anything to get additional aid (essay, projects, community work, etc.).</p>
<p>I have been looking through fastweb and have been applying for scholarships there, but because of the amount of applicants I am never able to succeed and earn a scholarship. I have also applied to internal scholarship in my school, but I again I probably won’t get them because of the amount of applicants. I would appreciate if you also give me some tips on what to do to make my essay/application stand out.</p>
<p>If you just need 10%, then wouldn’t a 6500 student loan fill your gap? If you’re a rising soph, then that’s what you can borrow.</p>
<p>How about a job? The vast majority of scholarships are for incoming Freshman</p>
<p>Yes to both comments. Having filled out the FAFSA you are eligible to take out a Stafford loan.</p>
<p>Yup a summer job should yield $2-3000 plus the loan of $6500. You should also look at your college website under scholarships, some colleges have departmental scholarships for upper class students (as long as they are not tied to financial need).</p>
<p>Already have a job and that’s why I think I did not get anything from fafsa this year. In 2011 I had more income than 2010(by the way I still had a job but earned less). I do not want to take loans because it destroys the credit score even if you pay it on time and everything. I already have a excellent score and don’t want to destroy it. I have the money to pay that 10%, but I just don’t want to use it because I am saving to buy a house and new car. I have also applied to 9 internal scholarships (through the school’s website) just like I stated in the original post, but I doubt I will get any of them because of the high amount of applicants. I am really looking for something more like a scholarship that will be able to cover at least portion of that 10% because if I don’t find one, I will have to pay the 10% + transportation + books, which would more. Thanks for the responses though. I am paying for school myself so any little bit helps.</p>
<p>EVERYONE would love to save their money for a house and a car. You have two very good choices…either pay out of the money you have , or take out the stafford loan (which will NOT ruin your credit score).</p>
<p>Taking out a loan does not ruin your credit score. Not paying it back on time does. In fact, taking out loans and paying them back as agreed improves your credit score.</p>
<p>^^^
Iron Maiden is correct.
Stafford loans are great for this purpose as you don’t need a co-signer & virtually everyone ( who hasn’t already received the limit of Stafford/in default) qualifies. Even Bill Gates could get a Stafford loan.</p>
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<p>You have 90% of your tuition covered by another scholarship. Taking out a loan for the remaining 10% is not onerous. It will NOT ruin your credit score unless you do NOT pay on time. </p>
<p>I’m not sure where you got the information that your credit score was affected by taking out a college loan. This is not correct information…unless you do not repay on time.</p>