No Loans, 100% of need met

<p>Surprisingly, the seach engine didn't come up with a thread about which schools offer "golden financial aid." If there is a thread, sorry that I missed it. The flu has made me crazy.</p>

<p>I was just wondering if anyone could tell me which schools guarantee to meet 100% of need and have eliminated loans. I'm pretty sure Princeton is one of them. Any others?</p>


<p>Most of the ivies (Yale, Harvard, Cornell, UPenn that I know of) as well as the top liberal arts (Swarthmore, Haverford, etc.) have adopted this no-loan 100% meet policy.</p>

<p>The University of Washington offers the "Husky Promise" which guarantees that full tuition will be covered by grant or scholarship support if you are a low- or lower middle-income student and a Washington resident. These grants and scholarships do not have to be repaid. This does not cover room and board, however.</p>

<p>Columbia University</p>

<p>Pomona College</p>

<p>Davidson College</p>

<p>Many schools, if you have a family income below a certain value, offer full need met without loans. Some require in state admissions. In Virginia, UVA, W&M, and UoR have programs. $40K or below is the mark, I think.</p>

<p>There aren't "many" schools that do this. There are a few schools that do this, and probably virtually all of them have been named on this thread. Most colleges can't afford to make such offers. Those that can tend to be among the country's most difficult to gain entrance to.</p>

<p>Dartmouth gives no loans and meets full need. Everyone under $75,000 also gets full tuition paid.</p>

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<p>Colby College -no loans , meets 100% of need</p>

<p>Here is the updated list that I've been keeping, though it may not be complete and some of the income requirements may be slightly different as the colleges have been changing their financial aid programs frequently over the last few months. Best to call the fin aid office or check the college's website to clarify.</p>

<p>Amherst College
Bowdoin College
Brown University (income less than $100k/year)
California Institute of Technology (income less than $60k/year)
Colby College
Columbia University
Connecticut College (income less than $50k, EFC less than $5000, loans capped at other income levels)
Dartmouth College
Davidson College
Duke University (income less than $40k/year)
Emory University (income less than $50k/year)
Harvard University
Haverford College
Massachusettes Institute of Technology (income less than $75k/year)
Northwestern University; Evanston, IL (Pell Grant eligible, loans capped at other income levels)
Pomona College
Princeton University
Rice University (income less than $60k/year)
Stanford University (income less than $60k, no tuition for income between $60-100k)
Swarthmore College
Tufts University (income less than $40k/year)
University of Chicago (income less than $60k/year)
University of Pennsylvania
Vassar College (income less than $60k/year)
Washington and Lee University (Must complete all forms by financial aid deadline)
Wesleyan University (income less than $40k/year)
Williams College
Yale University</p>

<p>And as others have mentioned, there are also programs that eliminate loans for low income students at several state universities, such as UIUC, UVA, UNC and probably others that I'm not aware of, though I believe these programs are for in-state residents only.</p>

<p>UVA is for anyone, not just VA students. Richmond and W&M is for VA residents only. Surprising about Richmond as it's not a state school.</p>

<p>What does a "100% need met" statement mean? thanks</p>

<p>check out Project</a> on Student Debt: Promises and Covenants</p>

<p>Reed College with the Presidential Scholar award
UC Santa Cruz (Regents Scholar)</p>

<p>Both are need-based and cover the loan/work study portion, meeting 100 percent of COA.</p>

<p>Regents Scholarship for UCSC - note out of state portion still uses loans as part of the package
Regents Scholarships are awarded to undergraduates at the University of California in recognition of outstanding academic achievement. Recipients who do not demonstrate financial need receive a renewable honorarium which is $6,000 in 2006-07. Regents Scholars who have financial need typically receive a stipend which covers their demonstrated in-state financial need and if these students are from out of the state, they can receive loans and work-study in addition to the scholarship to help cover the non-resident tuition portion of their budget. The Regents Scholarship is renewable for 4 years for freshman recipients and for 2 years for juniors.</p>

<p>Yes, I should have been more clear. If you have financial need and you are a Regent's Scholar <em>and</em> you are in state, you can get no loans/100% of need met at UC's. If you don't have financial need, you get a scholarship, but would still have loans if your EFC were high enough.</p>

<p>Thank you to everyone for all your help!</p>

<p>For the schools that have been listed, what happens if it's an adult/non-traditional, would these schools still give 100% of need met (no loans)? I know this doesn't apply to Upenn and Columbia's CGS colleges but what about the other schools?</p>