LOL, @privatebanker , I was pretty sure that phrase wasn’t birthed in my head, so I Googled it, and sadly I was right that this will not be the trademark that funds my retirement nest egg. [One example (different context, but still): https://talkpoverty.org/2017/07/17/coastal-elite-real-im-part/ ] But if we use it enough, we can probably earn the dubious distinction of getting another perfectly functional phrase banned from College Confidential. 