We got NSSI for both of my older boys because they offered a lower minimum amount to insure, and they really didn’t have much of value. But for my youngest, the policies through NSSI and Gallagher look to be about the same price. Are there any differences in what they cover? The only difference I see is that Gallagher offers a liability add-on, but I’m pretty sure that they don’t need liability coverage while in a dorm. Am I missing any other differences?
I think we’ve used them both. Pretty much the same thing. We just bought a policy with Gallagher for our son. It was a bit cheaper than NSSI this time for us.
Be careful about those lower cost health insurance. Last time I looked up, few years ago, is that they do not cover international travel. Where most of the college students will do a study abroad program.
From what I read on our school’s Facebook page parents have had good luck with both companies. I just ordered through Gallagher online - $5,000 coverage with $50 deductible was $125.