Here is an ACA question that just popped up. Our son has been working in an hourly job with no healthcare, so he signed up for an ACA policy with subsidy in 2015. For 2016 he signed up again, this year he opted for a lower level bronze policy that is $36 per month after subsidy. Today he received a notice from his employer that after working there for 1 year he is now elgible for their healthplan, oh joy! He would have to pay $125/month for this employer sponsored plan! He must sign up within 30 days or he cannot sign up. I know when he signed up for the ACA plan he had to certify that he is not elibible for an employer provided plan, which he wasn’t. This month he is. But if he doesn’t sign up by Jan 31 he will not be eligible for an employer sponsored plan. I am wondering what he should do. Sign up for employer plan @ $125/month. Doing nothing is not an option, because he is not elibible for a subsidized ACA plan, at least not this month.