<p>If my husband was denied for a parent plus loan for our son do I have to apply before our son is eligible for an increased limit on his unsub stafford loans? If it is not a requirement for both parents to apply for the parent plus loan - can I then use a private loan (for cash flow purposes) to pay the difference for his tuition without jeopardizing him maximizing the Stafford loan limits (add’l $4000) or will the school/government state he’s not eligible for the add’l $4000 assuming I can qualify for the parent plus loan because I can quality for a private student loan? </p>
<p>You both do not have to apply. Now that the dad has been denied, your son gets the extra loan money.</p>